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Salient Features of the scheme are:
Loan up to Rs. 2 Million (Rs. 0.5 Million – Rs. 2 Million)
Only 8% markup
To be distributed by NBP (National Bank of Pakistan) & FWB (First Women Bank)
Total loans are 1 lakh
All Pakistani nationals
Eligibility – 21 years to 40 years
Minimum educational qualification is Middle
Students need to submit feasibility of the proposed project
One personal guarantee required
The applicant must have 10% seed money
15 days approval time
The loans will be awarded transparently on pure merit basis
50% quota is for women
The loans are to be paid back in seven years
Monthly installments
To mitigate risk, Government will share 50% of the losses subject to the maximum of 10% of the loan amount
Prime Minister Youth Loan Scheme Form.pdf
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