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Thread: Insurance True/ False

  1. #1
    Junior Member
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    Apr 2014
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    Insurance True/ False

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    I need answers of following:

    True/ False:

    1. Motor losses are settled on the basis of sum insured.

    2. A fire policy covers all types of fire.

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    3.
    Joint life insurance policy provides compensation to all on the death of any one of them.

    4. A General Insurance Policy remains inforce after its expiry to grace period of one month.

    5. Law of Average is applied on all general claims of Insurance.

    6. Life Insurance can be obtained by any one on any one's life.

    7. Life Insurance contract is different from any ordinary contract.

    8. Insurance interest is the basis of an insurance contract.

    9. Comprehensive motor insurance also provides cover to third parties.

    10. Fire insurance can be extended to cover the Explosion.

    11. Fire Insurance can be extended to lightening.

    12. Third party risk insurance provides cover to your own damages.

    13. Self or own driving is covered under the third party insurance.

    14. Life insurance can be obtained upto an age of 60 years.

    15. Fire damage to a motor car is payable under comprehensive insurance.

    16. Insurance can also look after the business losses due to insured parties.

    17. Third party losses are payable upto a sum insured in policy.

    18. All cargo policies are Marine Hull insurance.

    19. Damages to machines are not payable under fire policy.

    20. Theft claims are payable under third party insurance.

    21. Damages upto insured value are payable irrespective of the actual value of the car.

    22. No claim made during the current year of policy, does not effect renewal premises.

    23. Insurance is a contract of indemnity.

    24. Comprehensive insurance is must for all vehicles running on the roads.

    25. All bank advances are subject to an insurance cover.

    Please reply in comments box
    Last edited by Vuhelper; 04-23-2014 at 09:43 PM.

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