What is the standard procedure for encashment of certificate(s) in case of death of certificate
holder(s)?

Ans: Subject to the rules of the respective schemes, the nominee may opt for encashment of the certificates or transfer of the same in his/her name, however, in the former case the nominee shall be required to furnish;

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a. an application on plain paper containing three specimen signatures of himself/herself duly verified to the satisfaction of the officer in charge.

b. death certificate of the deceased holder.

c. attested photocopies of CNICs of both the deceased holder and himself.

d. in case the certificates are intended to be transferred to nominee, an application on SC-4 supported by relevant documents shall be required in addition to above requirements.

e. Original Certificates.