What is the standard procedure for encashment of certificate(s) in case of death of certificate
holder(s)?

Ans: Subject to the rules of the respective schemes, the nominee may opt for encashment of the certificates or transfer of the same in his/her name, however, in the former case the nominee shall be required to furnish;

a. an application on plain paper containing three specimen signatures of himself/herself duly verified to the satisfaction of the officer in charge.

b. death certificate of the deceased holder.

c. attested photocopies of CNICs of both the deceased holder and himself.

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d. in case the certificates are intended to be transferred to nominee, an application on SC-4 supported by relevant documents shall be required in addition to above requirements.

e. Original Certificates.